5 reasons to speak to an expert about your finances

5 reasons why you need to chat with an expert about your household finances…

You don’t know what you don’t know. 

Who taught you how to manage their money?  Did they do a good job?  
Are you doing a good job, or do you think you could do better?
Do you think you should have excess money based on the wages you earn, but still live pay to pay?
What tweaks could you do to the way you currently manage your finances, that will help you manage it better?

Learn best practice ways of doing things based on your personality and your spending habits.

Not everyone does the same thing with their money.  There are spenders and there are savers.  There are people who want to buy all the beautiful things and there are people who just want to travel.  There are people who only know how to live frugally and people who only know how to live with $0 in their bank.  By knowing how you live, you can then create systems that work for your spending personality, that will enable you to spend differently.

 So that you are not alone. 

Life can be lonely if you don’t know what you are doing.  Having a group of people who you can learn from in a supportive and non-judgmental setting can give you the confidence and skills to try new things.  If money was a taboo topic when you were growing up, then it's likely you don't reach out for support or know what to research to do things better.  Having a shoulder to help burden the mental load of managing your household finances can help you move forward.

To stop avoiding working on your finances, have some accountability to do it now.

When something's hard, we like to put our head in the sand and avoid it.  This means letting things go on too long.  Have you ever been a victim of a gym membership, where you signed up because you Should go, and then after 5 visits, never return, but keep paying for it for more than a year?  Having someone on your team can help encourage you to do that hard thing and cancel the membership, especially if they ask you next week if you have done it.  Life's easier with an accountability partner.

Because there’s always more to do. 

 Finances are a daily responsibility, not a once a year set and forget exercise.  By monitoring your actual spending, and working out what you want to do with your money, and then setting up a plan that will follow itself (without you having to log in and transfer money around regularly), you can make small tweaks that will improve your financial position.  Getting someone to help you set up a routine for your finances is easier than trying to figure it all out on your own.

Want some help?  Book in a call to see how you can have someone on your team, to help move you forward with your finances: https://calendly.com/intentionalmoney/15minzoom